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Cash Loan FAQ

What is a cash loan?
A cash loan is a type of short term loan that may be sought when a person needs a little extra cash to make it until his or her next payday. These are typically arranged by a lender providing a lump sum of money at a fixed cost, which the borrower pays off upon his or her next payday.

Will it take a long time to get the money in my account?
No. It usually takes less than 24 hours to get the money in your account from a cash loan, and the money can be directly deposited into your account.

How much money can I borrow?
Though this may vary depending on the particular situation, a cash loan may range from $200 to $1,000 or possibly more in some cases.

Why do people get cash loans?
There are many different reasons to apply for a cash loan. An emergency expense such as medical bills, dental bills, plumbing or auto repairs may need to be covered immediately. Or, you may look in your bank account and suddenly realize that you just don't have the money to last until your next paycheck. Regardless of the cause, a cash loan offers you the opportunity to get quick access to cash that can help.

When do I need to pay off my cash loan?
Usually a cash loan is paid off the next time the borrower is paid by his or her employer, but extensions may be available in some cases.

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