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  Tennessee Increases Payday Loan Limits
Posted By ConnectedCommunities
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This year, the General Assembly in Tennessee decided to pass new legislature that will allow state residents to take out payday loans for up to $500.00 from a single lender.  In the past, residents were not able to take out that much money.

Now, with the new law, residents have increased loan limits and lenders in the state can charge $75 in fees for such loans.  Many people in the state report that they are happy to hear about the limit increase as payday loans are genuine lifesavers during tough economic times.

In the past, residents were only allowed to take out a payday loan in the amount of $200 or less from a single lender and lenders were allowed to charge $30 in fees.  The new law increases both the limits and fees that can be charged and while these increases are welcomes by many, experts encourage consumers to remain responsible.

Are you in need of money in-between paychecks?  If so, apply online now for your payday loan.  Once approved, the money you need will be deposited into your bank account within 24 hours time.

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Continue reading "Tennessee Increases Payday Loan Limits" »

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  ConnectedCommunities Offers More Convenience than Banks
Posted By ConnectedCommunities
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News sources are buzzing across the nation now that banks have decided to extend payday loans to consumers.  However, even though these loans are similar to payday loans, banks are marketing them under a different name - direct deposit loans.  Banks say that their loans are intended for emergencies only and allow their customers to borrow up to a certain amount against their paychecks for a fee.

Even though these loans are being marketed as "different", the purpose remains the same.  Consumers can take out cash loans when they are short on money and in return, they must pay back what they owe plus a fee as determined by the lender. 

However, one major disadvantage is that consumers will have to visit the bank to take out a direct deposit loan.  With other lenders, like ConnectedCommunities, consumers can take out payday loans by simply filling out an online application.  This means they don't have to leave their homes and can get the money they need within 24 hours.  For many, this process is far more convenient and quick.

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Continue reading "ConnectedCommunities Offers More Convenience than Banks" »

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  Consumer Advocate Groups Demand OCC Restrictions
Posted By ConnectedCommunities
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In the United States, there is a war going on that revolves around "payday loans".  It appears banks and large financial institutions are at-odds with consumer advocate groups.  Lenders want to keep offering payday loans, but under the guise of "direct deposit advances", to people who need them most, whereas consumer advocate groups feel these loans lead to individuals incurring excessive debt.

Similar to payday loans, direct deposit loans will provide consumers with emergency cash when they need it.  Usually, people will seek these loans in-between paychecks when money is known to get tight.  The day people get paid after taking out loans, banks will take what they are owed plus fees out of their bank accounts. 

However, despite the seamlessness of the transactions, consumer advocate groups say these new cash loans present credit risks to consumers, especially those who get subsequent loans.  They are lobbying for OCC restrictions, but banks say such regulations are not necessary as they are providing a service that many Americans need to survive financial hardships in today's tough economy.

Are you in need of a payday loan because you are facing a financial challenge?  If so, avoid waiting in line at the bank and apply for your payday loan online now and get the cash you need within 24 hours.

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Continue reading "Consumer Advocate Groups Demand OCC Restrictions" »

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  Benefits of Working with ConnectedCommunities for Your Cash Advance
Posted By ConnectedCommunities
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There are numerous benefits when you choose to work with ConnectedCommunities as your cash advance provider.  While you have many cash advance lenders to choose from, you will find that our company is a leading choice because we are fast, convenient, and secure.

Fast Applications:  Unlike other lenders where you have to submit paper applications and go through a rigorous screening process, ConnectedCommunities allows you to fill out your application online.  Once you've submitted your application and have met our basic eligibility requirements, you will find out if you are approved within moments.

Secure:  We do not share your data with third parties and your information is kept confidential.  Additionally, we do not conduct credit checks or delve deeply into your personal finances.

Many Options:  Whether you need a cash advance or are in the market for a payday loan, we have you covered as we have a variety of cash loan services for our customers to choose from.

If you are ready to move forward with applying for your cash advance, take the time to complete our online application today!

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Continue reading "Benefits of Working with ConnectedCommunities for Your Cash Advance" »

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  What Are Payday Loans Used For?
Posted By ConnectedCommunities
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No matter how well you plan, emergencies and unexpected expenses can arise. Sometimes they occur after you have paid all of your bills, or after you have depleted your bank account. The truth is, bad things can happen to good people, whether it was good timing or not.

People have always been told to save for a rainy day, but when that day comes, they aren't always prepared. So, what kinds of expenses usually turn up unexpectedly? They can range from last minute trips to the doctor, emergency dental work, car repairs, or even a broken pair of glasses.

Sometimes people need a cash loan, or a cash advance to cover these last minute expenses. Other times people need a paycheck advance for something not so last minute. Even everyday expenses can turn into emergencies under certain circumstances. For example, some people need to get a payday loan in order to pay their rent - while others need the money to pay for groceries or to stop a utility company from shutting off the water or electricity.

Thankfully, when people are in need of getting cash fast, they can apply for a same day loan online. The application is quick and they can get an answer in a matter of minutes. This way they can get the cash they need in usually 24 hours.

If you have an emergency that you need to pay for, or an everyday expense - don't hesitate to fill out an online payday loan application today!

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Continue reading "What Are Payday Loans Used For?" »

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  Will I Get Approved for a Payday Loan?
Posted By ConnectedCommunities
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A common question people have when they are considering payday loans is "will I get approved?"

While approval is granted on a case-by-case basis, people should know that ConnectedCommunities has a 95% approval rate for all payday loans.  Unlike traditional lenders, we are prepared to present our customers with cash loan solutions that are not only efficient, but quick and easy.

At ConnectedCommunities, we ask that customers complete an online application to initiate the payday loan process.  Our application is simple, to-the-point, and can be completed on the internet.  In order to obtain loans from our company, people must be 18 years of age or older, have a bank account, and a job.  If you meet these requirements, you will generally be approved for a payday loan with our company.

Once you are approved for your payday loan, we'll do everything possible to ensure that the money you need is deposited directly into your bank account within 24 hours.  It really is that easy and fast!

To learn if you qualify for a payday loan, take the time to complete our online application and find out if you're approved within seconds. 

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Continue reading "Will I Get Approved for a Payday Loan?" »

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  Avoid Late Fees and Interest with Payday Loans
Posted By ConnectedCommunities
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Are you currently running behind on your bills due to financial hardships?  If so, you may find that you are accumulating excessive late fees and interest.  For example, if you fail to pay your credit card bill on time, you will not only have to pay interest on your unpaid balance, but also a late fee.  Some credit card companies may even increase your annual interest rate because you were delinquent with your payment.  In the end, this could cost you a ton of money!

If you're late on a utility bill, not only will the company charge you a late fee, they may also disconnect your electric or gas and then charge you yet another fee to restore your service.  The same holds true when you default on a cell phone bill.

In order to avoid such excessive fees, it is a good idea to pay your bills on time, but if you're short on cash, you may want to consider applying for a payday loan - a short-term loan that can be deposited into your bank account within a day's time.  Payday loans can be true life savers and offer financial relief when you need it most. 

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Continue reading "Avoid Late Fees and Interest with Payday Loans" »

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  Suffer property damages or injuries this July 4th?
Posted By ConnectedCommunities
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The celebration of America's independence is a day of fun, festivity and spending time with family and friends for most Americans. This can unfortunately be taken too far, and can result in injuries, property damage and other costly expenses.

Sometimes, these could result in legal action in order to repay serious damages caused in unfriendly situations. In most circumstances however, these could just be the result of accidents between friends and family, where no legal action is wanted or maybe even necessary. When your property is damaged however, or if you or a loved one has suffered an injury, you may need cash fast to help cover the unexpected cost, especially after the financial drain that many holidays can have on your bank account.

When you need cash fast for your emergency situation a payday loan can help you bolster on-hand finances in order to make it to your next paycheck, when you will usually pay back the loan and complete the agreement. At ConnectedCommunities, the approval process is quick, easy and can be approved in many cases within just a few minutes. We get your cash to you fast, and usually will send you your cash loan within 24 hours or less!

If you need an online payday loan to help you through a hard time between paychecks, get started today with our online payday loan application to find out if you are approved for a loan!
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Continue reading "Suffer property damages or injuries this July 4th?" »

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  When to Apply for a Payday Loan?
Posted By ConnectedCommunities
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People who are facing financial constraints may find themselves asking when is it appropriate to seek assistance via a payday loan, which is a short-term cash loan that can be deposited into peoples' bank accounts within 24 hours time.

Most people aren't aware of the fast that millions of people throughout the country turn to payday loans when they are in need of emergency funds because these types of loans are not only infamously fact, but also convenient.  Often times, people decide to apply for a payday loan when they are short on rent, need to pay a utility bill immediately, or run into an unexpected expense such as a car repair.

There are numerous reasons why people choose to obtain payday loans, but normally, people apply for these loans when they are a little short on cash and need to make it to their next paychecks.  Therefore, if you find yourself short on money, think about applying for a payday loan so you have the funds you need immediately.  

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  Getting Short Term Loans Can Be Hard, But Not with Payday Loans
Posted By ConnectedCommunities
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If you have tried to get a short-term cash loan before, you probably ran into serious difficulty. Getting a loan these days can be hard! That is why payday loans have become so popular recently. Since you can use your next paycheck to get the money you need in as little as 24 hours, just about anyone can benefit from a payday loan.

Since you are essentially using your own money, just sooner than you would normally get it, most payday loan providers won't even run a credit check. As long as you can show that you have steady income and a valid bank account, you will be automatically approved for a loan.

Payday loans are ideal for those who have a regular source of income, such as a full-time job. This allows you to accept a loan comfortably and pay it back in full, usually within a period of 30 days.

Need a payday loan to make it till your next paycheck?  Complete our online application and get the funds you need so you're wallet isn't empty.

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Continue reading "Getting Short Term Loans Can Be Hard, But Not with Payday Loans" »

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  ConnectedCommunities Still Offers Quick, Easy Loans Despite Turmoil in Business
Posted By ConnectedCommunities
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The payday loan business is one of the most consistently challenged business areas in the United States, with states and cities regularly approving, amending, denying or researching new laws to regulate the cash advance business under their jurisdiction as the economy changes.

With Colorado bills putting what has been described by advocates as a choke hold on the payday loan business, and other states with no regulations whatsoever but constant submissions for amendment, the payday loan business is often one of turmoil and confusion. Some predatory lenders attempt to take advantage of this with unfair, and in some cases downright illegal lending practices, which are aimed at manipulating borrowers into increased debt with their business.

No matter the amount of change or confusion in the business however, ConnectedCommunities has consistently offered quick and easy online payday loans for individuals in need of emergency cash. When you need a  cash loan fast, ConnectedCommunities is the source you can depend on to process your application quickly and efficiently, and get your loan to you right when you need it: as fast as we can.

Get started with our  online payday loan application today to find out if you are approved for a quick loan from our lenders!
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Continue reading "ConnectedCommunities Still Offers Quick, Easy Loans Despite Turmoil in Business" »

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  Counties in California Ban Payday Loans
Posted By ConnectedCommunities
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Some counties in California have already banned the practice of payday loans, and San Mateo County could soon join them.

According to Rose Jacobs Gibson, a San Mateo County supervisor, payday loans affect those who are already strapped for cash, making their financial circumstances more difficult. Gibson states that, "It doesn't do us much good if we don't have somewhere else for people to turn. Those who use them are needing immediate cash and we can't leave them with no option at all."

Although no definite plans have been made regarding an alternative, Gibson and others have discussed the possibility of legal aid for those who are suffering financially. In the meantime, Gibson is publicly opposing a current state bill that could increase the limit that payday loans lenders could provide in the future.

If you're in need of a payday loan, now is the time to look into the services offered by ConnectedCommunities.  With our services, you simply fill out an application over the computer and learn if you are approved within seconds!

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  3 Steps to Get a Payday Loan
Posted By ConnectedCommunities
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If you have been wondering how to get payday loans, there are three simple steps you need to know about.

First, you need to pick the lender you want to use. You ask them for a form, which can usually be found online. It will usually be a simple form that will ask you to verify that you have a bank account and are 18 years of age or older.

When you have completed this step, you will automatically be approved. At that point, you will be told how much money you can borrow and for how long. Should you accept this amount, it will then be transferred into your account.

The final step is repaying your loan. You can also make your payments online and check to see how much more you still owe on your loan.

Ready to apply for your payday loan?  ConnectedCommunities makes it easy with ourbasic online application.  Get started today and have the money you need within 24 hours!

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Continue reading "3 Steps to Get a Payday Loan" »

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  Attorney General Warns About North Carolina Payday Loan Scam
Posted By ConnectedCommunities
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The North Carolina Attorney General released a statement and warning Monday regarding telemarketing scams involving fake debt collection calls from individuals or groups posing as law enforcement officers.

Several individuals have received phone calls from people posing as North Carolina law enforcement officers working for the "Federal State Bureau of North Carolina," which does not actually exist. The callers claim that the individual owes a debt, usually a payday loan whether or not the person has ever used a paycheck advance, and must give them payment information or face immediate arrest.

The Attorney General warns that these types of calls are scams from both inside and outside the country, and that no person should ever give out personal information to a person that has called them unless they are absolutely sure of who they are talking to.

In many cases, the individuals might actually trick the number calling into appearing similar or exactly like a law enforcement agency local to the person they are calling. Officers will never call and ask for payment information for debts over the phone.

payday loan is a short term  cash loan that is usually used to bolster on-hand finances during an emergency financial situation. If you need a payday loan, only apply with loan agencies you can trust. At ConnectedCommunities your information is always give the highest-degree of protection and respect for privacy when you apply for an online payday loan.

Get started with our online payday loan application to see if you are approved for a quick loan today!
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Continue reading "Attorney General Warns About North Carolina Payday Loan Scam" »

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  Facing Emergency Expenses in L.A.?
Posted By ConnectedCommunities
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Are you having financial difficulties in Los Angeles due to struggles with emergency expenses and last-minute burdens on your bank account? If you are worried about being able to pay your bills on time, afford gas or groceries, or simply need a little extra cash to keep from going broke between paychecks, an online payday loan could be the solution you need to help cushion your on-hand finances.

At ConnectedCommunities, applying for a paycheck advance is easier and quicker than ever, with a fast application process and a large number of rapidly approved applicants, many whom receive their  cash advance within 24 hours of approval!

If you are worried about a lack of credit or bad credit, our lenders don't perform a credit check, which means you can still be approved quickly for a loan and be able to have your cash fast!

Get started with our  online payday loan application if you are applying for a cash loan from ConnectedCommunities!
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  Democrat supports bill for Brooklyn payday loans
Posted By ConnectedCommunities
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A Democratic representative from New York is showing his support for two bills that aim to lift the cap on an existing law which restricts interest rates to 25 percent on loans.

The Assemblyman from New York as well as several other political figures are showing their support for the bill which some say will pave the way to allow payday lending in Brooklyn.

Payday loans are small, short terms loans that many people use to help their finances between paychecks, especially when those paychecks are a week, even two away, and emergency costs put a chokehold on their bank accounts.

If you have encountered emergency costs, an online payday loan from ConnectedCommunities may be a good source of temporary cash to help you with your situation.

Get started with our online payday loan application to find out if you are approved for a loan!
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  Texas Payday Lending Could Receive More Regulations
Posted By ConnectedCommunities
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The Texas Legislature passed two bills to Gov. Rick Perry that is intended to regulate payday lending by  placing payday lenders under the regulation and authority of the Consumer Credit Commission. While the bills do not cap fees or loan amounts, if passed, they will force these types of loans to maintain additional licensing and rules regarding the loans to help avoid predatory lending.

Opponents of payday lending state that the problem with paycheck advances, cash advances, and other similar short term loans is that they are dangerous in the hands of some irresponsible businesses. As predatory lending practices are uncovered by lenders intent on taking advantage of uninformed loan applicants, additional regulations are being called for to help protect consumers.

As with any loan or line of credit, it is important to be fully informed about the loan you are taking out, as well as understanding the consequences of not paying on time in order to avoid unnecessary fees. At ConnectedCommunities our lenders will communicate with you to ensure you understand the terms of your online payday loan.

When you need a cash advance to help you through an emergency situation, use our online payday loan application to find out if you are approved within just a few minutes!

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Continue reading "Texas Payday Lending Could Receive More Regulations" »

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  Payday Loans Make it Easy for You to Get Money within 1 Day
Posted By ConnectedCommunities
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When you find yourself needing a little extra cash, you can rely on payday loans to get the money you need in as little as one day.

What is a payday loan? It is a simple idea that helps thousands of Americans every day. You essentially borrow from yourself in the future, using your next paycheck to get money today. When you get your next paycheck, you will then be asked to be the loan in full, plus any administrative fees that will be explained before you get a loan.

In most cases, you can get payday loans without a credit check. Since you know that you will be getting a paycheck the following week, you do not have to worry about your credit score when applying. You may even be given somewhat flexible terms to pay back your payday loan.

In need of quick cash?  Get the money you need by completing our online payday loan application now.

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Continue reading "Payday Loans Make it Easy for You to Get Money within 1 Day" »

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  Are You Feeling Crushed Financially Between Paychecks?
Posted By ConnectedCommunities
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The feeling of being unable to buy groceries, pay a bill on time or afford the things you need when an emergency arises can be painful and even humiliating for oneself. If you are between paychecks, and your next check is not for another week, maybe even two, you may be feeling lost at how you will make it through for necessities like gas and food.

A sometimes perfect solution for this kind of problem can be a payday loan or paycheck advance. An  online payday loan is a type of short term loan that is used to provide a little extra cushion to your on-hand finances when an emergency or hard time pushes your bank account to its limits. At ConnectedCommunities our lenders do not perform an extensive background check, which means it is possible to be approved for a loan, even if you have bad credit or no credit at all.

Get started today with our online payday loan application to find out if you are approved, and possibly receive your loan in less than 24 hours!
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  Get Cash Over the Internet
Posted By ConnectedCommunities
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One of the greatest advantages of having the internet in your own home is that you can answer nearly any question, at any time of day, on just about any topic.

If you have questions about loans like many people do these days, you can use the internet as an invaluable resource. You can find multiple websites discussing the benefits of cash loans, as well as how to obtain one and whether or not you are eligible. While many cash loan providers do have storefronts, many of them have made the leap to online loans as well, making it easier for the average person to search for a loan online.

In most cases, the same process that you would go through in person to get a loan can happen online as well, with the right cash loan provider.

If you're in need of a cash loan, take the time to fill out our online application and get the money you need from the privacy of your own home today.

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Continue reading "Get Cash Over the Internet" »

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  Missouri River Floods Throughout Central/Northern U.S.
Posted By ConnectedCommunities
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South Dakota residents are being asked to evacuate and to plan to leave their homes for the majority of the summer in order to avoid injury or death caused by flooding of the Missouri River from snowmelt and heavy rain.

Some residents are even being told to plan to stay away from their homes for as long as two months. While they are not being ordered to evacuate, authorities and operations managers involved with the flooding preparations are asking residents to leave in order to be safe and to be prepared as flooding issues may get worse.

When a natural disaster strikes or causes you to leave your home it is important to be able to travel and find a place to stay as well as afford necessities until you are able to find a new home, or return to your home when the disaster is over. In all too many cases we are not prepared for these types of emergencies, which leaves our finances severely struggling. If you are in this kind of situation an online payday loan can be an excellent solution to help you make it to your next paycheck when a natural disaster such as flooding strikes.

Our online payday loan application takes just a few minutes to complete and can even be approved in some cases in less time! If you are approved by our lenders you could even have your loan within 24 hours or sooner.

Get started today if you need a payday loan!
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Continue reading "Missouri River Floods Throughout Central/Northern U.S." »

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  KC Federal Reserve Asks Questions About Payday Lending
Posted By ConnectedCommunities
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The Federal Reserve Bank of Kansas City has begun to research the total rate of payday loans that end badly in order to offer additional insight for bills that are reviewed surrounding the payday loan industry.

While some lenders state that nearly 90% of loans are repaid when due with only a few remaining percentage points including loans that are never paid back, other research showed that nearly 40% of borrowers end up with a bad loan when post-dated checks bounced.

It is important to understand that when you take out a payday loan you are making a binding agreement to pay back that money with the associated fees for the loan, as well as any additional late charges for late or delayed payments, depending upon your agreement with the lender. The best solution to avoid fees and late charges is to plan to pay back your  paycheck advance on your next paycheck, or as soon as possible, before the end of your loan term.

If you need a  cash loan  to help with an emergency situation, get started today with our  online payday loan application!
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Continue reading "KC Federal Reserve Asks Questions About Payday Lending" »

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  Payday Loans and Debt
Posted By ConnectedCommunities
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Are you contemplating a short-term loan but are worried it will place you even deeper into debt?

In short, the answer is no, as long as you are responsible with your finances. Payday loans are a viable way to get short-term loans, but you must be aware that you are using your future paychecks as collateral to get money now. If you are prepared to take out a payday loan, you must first check with the lending requirements of your state. In most cases, you will need to prove that you are at least 18 years of age, with a steady job, and an open bank account.

Since payday loans depend only on your future paychecks, your credit history is not a deciding factor. Even if you have filed for bankruptcy before, you can still qualify for a payday loan in your state.

To get a payday loan immediately, take the time to fill out our online payday loan application and find out if you're approved within moments.

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Continue reading "Payday Loans and Debt" »

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  Why a Payday Loan?
Posted By ConnectedCommunities
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If you are in a tough financial situation where you are in need of extra on-hand cash until your next paycheck, you may be considering the options available to you, and wondering why any option might be better than the other. If you've considered applying for a payday loan, it is important to understand how payday loans work, and how they can help you through your emergency.

Payday loans are a type of short term loan that are generally intended to be used to help with on-hand cash that has been depleted because of an emergency or unexpected large expense. When you apply for a paycheck advance, it is usually in an amount that ranges between $200-1000, depending upon the unique circumstances of each applicant as well as the laws governing the lending in each person's area.

At ConnectedCommunities our lenders handle applications as rapidly as possible, approving a majority of applications within minutes. This means that if you are approved you can get your loan fast.

If you're ready to apply for an online payday loan, get started with our payday loan application right away!
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  Payday Loans Can Help After Missouri / Kansas Tornadoes
Posted By ConnectedCommunities
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On May 22nd several huge tornadoes ripped through Missouri and Kansas destroying homes, businesses and even hospitals alike.

The huge tornadoes were estimated at having winds exceeding 150-200 mph as well as leaving paths of destruction of up to more than 6 miles in some cases. The towns of Joplin, MO, and Reading and Topeka, KS suffered severe damage from the strongest of tornadoes, which caused millons of dollars in damage, flattening many homes and businesses, severely damaging hospitals and other buildings in their wake and even reportedly causing the loss of more than 100 lives.

The damage and loss that a natural disaster can cause, especially events such as tornadoes and earthquakes, can be unparalleled in many cases. Losing your home to a tornado can mean the loss of important documents, family heirlooms, and other precious items. More importantly though it can rob families of simple necessities like food, water, clothing and other vital items.

When you find that you are in an emergency and need a little extra on-hand cash in order to get you through to your next paycheck or to help your loved ones who have been involved in an emergency, an online payday loan is a quick and easy way for approved applicants to get the cash they need fast.

If you need a quick cash loan, get started today with our online payday loan application to find out if you are approved!
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Continue reading "Payday Loans Can Help After Missouri / Kansas Tornadoes" »

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  Payday Loan FAQ, Part 2
Posted By ConnectedCommunities
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Other concerns you may be having about the payday loan process may not include whether you will be approved or not, but other matters such as how much you can borrow, how long it will take to get the cash advance, and whether or not collateral is required for the loan.

The amount that you can borrow when applying for an online payday loan can vary greatly depending upon the area you live in, the laws of your state and your unique, individual situation. On average, the loan amounts can range between approximately $200-$1000, depending upon the area and each individual applicant.

When you are applying for a short term loan it is often because you need the cash fast to help with an emergency situation such as home repairs, veterinarian visits or other immediate or sudden needs. At ConnectedCommunities it is possible in some cases for approved applicants to receive their loan within 24 hours, which is deposited directly into their bank account.

Another common question regarding short term loans involves collateral and whether or not it is a requirement for cash advance loans at ConnectedCommunities. No! Collateral is not required by any of our network of lenders, making payday loans an excellent choice for people who need a short term loan but are uncomfortable with using collateral.

If you are ready to apply for a payday loan, use our easy online payday loan application to find out if you are approved for a quick loan!
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Continue reading "Payday Loan FAQ, Part 2" »

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  New Legislation May Impact Payday Loans in Texas
Posted By ConnectedCommunities
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Members of the Texas House are working on a new bill that would directly affect the payday loans industry.

This new bill, sponsored by state Rep. Vicki Truitt, R-Keller, is designed to curtail the efforts of the short-term credit industry. Many have come to disparage the industry, saying that it preys on those with poor financial histories, often putting them into more debt than they can handle. To counteract this, the bill would require lending agencies to provide more information to their customers about fees and interest rates associated with payday loans. The bill would also force these agencies to inform customers about other methods of credit.

Rep. Gary Elkins, R-Houston, said that the bill would put an undue burden on smaller credit-extending agencies. Elkins himself owns a payday loan business in the state of Texas.

In need of a payday loan?  Apply online to get the funds you need from the convenience of your own home.

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Continue reading "New Legislation May Impact Payday Loans in Texas" »

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  Payday Loan FAQ
Posted By ConnectedCommunities
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Whenever any person considers applying for a online payday loan there are often several questions that go through their mind regarding the loan.

One of the first questions asked is whether or not you may or may not be approved for a cash loan because of your credit history, income or other unique situation. While every application goes through approval on an individual basis, there a re a few certain guidelines you can stick to for knowing if you might be approved.

In order to be approved for a paycheck advance, you must first have a steady income and be at least 18 years of age or older. While the stipulations and laws for these can vary depending upon your state or region in which you live, these basic requirements have to be met. In many cases however, having any form of steady income that can support paying back the loan later is enough requirement for the income portion of the application.

Another concern many people have when hoping to be approved is whether or not having bad credit or a lack of credit will affect their application. At ConnectedCommunities our lenders do not perform an extensive background check for applicants, which means that even if you have bad credit you could still be approved for a loan if you meet the other necessary qualifications.

If you are looking to apply for a payday loan, get started today with our online payday loan application at ConnectedCommunities!
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Continue reading "Payday Loan FAQ" »

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  Payday Loan Regulations in Texas House
Posted By ConnectedCommunities
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In Texas, several payday lending bills are currently moving through the legislation in an attempt to add some regulations to payday loan businesses throughout the state.

Three bills specifically are under review by the Texas House for consideration, including two lighter bills about fee disclosure and licensing for storefront businesses, as well as a third more controversial bill which aims to regulate payday loan amounts as well as the number of times these types of loans can be extended.

Representative Gary Elkins from Houston has openly admitted to protecting his interests as a payday lender, knowing that changes to the laws regarding payday lending could make it difficult for him to continue to run his business in the same manner. The legislative session ends May 30th, which means that the legislation will have to be decided and approved soon in order to make it in time to Gov. Rick Perry who could sign or veto the bill.

While storefront payday loan businesses may be convenient for some, online payday loans are a highly convenient way of applying for a  short term loan when an emergency arises where you need a little extra cash to help you through to your next paycheck.

If you want to apply for a cash loan that could be deposited into your bank account as soon as within 24 hours, get started today with our online payday loan application!
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Continue reading "Payday Loan Regulations in Texas House" »

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  As Mississippi River Floods, Disaster Preparations Continue
Posted By ConnectedCommunities
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The U.S. Army Corps of Engineers has been preparing for what seems to be the inevitable flooding of the Mississippi River in the coming week, possibly even later today.

As the Mississippi River continues to flood necessitating the opening of dams and spillage into floodways, farmland is being drowned in river water from the disaster. As all of Louisiana and states along the Mississippi are preparing for even more flooding, perparations are being made by everyone involved to prevent additional damage to homes, property and businesses.

When damage at this level is expected it is absolutely vital to be prepared. In some cases for many people however, finances may already be strapped and tied up in other obligations which can put disaster preparedness in the "cannot afford" category.

When you need money fast to help you through an emergency time or to prepare for what may be damage to your home and land, a payday loan can be the solution you need to help you carry through until your next paycheck.

Apply for a paycheck advance at ConnectedCommunities by using our online payday loan application today!
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Continue reading "As Mississippi River Floods, Disaster Preparations Continue" »

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  Avoid the Bank with Online Payday Loans
Posted By ConnectedCommunities
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Do you need some extra cash but aren't sure where to turn? Payday loans are a fantastic way for you to get short-term loans without having to apply at the bank.

If you were to apply for a short-term loan at a bank, you would likely be turned down. That is because banks not only don't like to give short-term loans, but they may also reject you due to poor financial history. A payday loans company does not look at your financial history, but rather your employment history. You will use your future paychecks to get the money you need, essentially using your own money, just a week or two earlier than you would normally get it.

Applying for payday loans is usually fast and easy, with many companies allowing you to complete the application process online. You will usually be approved within 24 hours, and you can pick up your cash from a location close to your home.

Apply for your payday loan now!

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Continue reading "Avoid the Bank with Online Payday Loans" »

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  Summer Approaching Means Almost Inevitable Wildfires
Posted By ConnectedCommunities
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One of the most common incidents that occurs during the summertime is wildfires started due to dry weather, heat and exceptionally dry grasses, trees and other flora across the nation.

In the more weather prone and wetter regions of the United States wildfires are not a common problem, but in many areas, especially in the south and in California, wildfires can be a huge issue as enture forests can be burned to ash all due to a single wayward spark. In recent news, North Carolina investigators believe that arson may have started a wildfire that has burned more than 20,000 acres of the Alligator River National Wildlife Refuge.

The destruction that a wildfire can cause is almost unmatched in many cases. If a wildfire destroys your home or damages your property it may be an emergency to pay for repairs or to be able to afford travel costs while waiting on insurance or other forms of aid to help recover from the disaster.

When you need cash fast to help you through an emergency until your next paycheck, a payday loan could provide the extra monetary support you need if you qualify. At ConnectedCommunities our lenders do not perform an extensive credit check, which means that even if you have bad credit or no credit whatsoever, you may be able to receive a  cash loan to help you when you need it most.

Get started with our online payday loan application today if you need a quick paycheck advance!
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Continue reading "Summer Approaching Means Almost Inevitable Wildfires" »

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  New York Check Cashing Centers may be able to Provide Short Term Loans
Posted By ConnectedCommunities
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Good news for those with financial problems in New York: check-cashing centers may soon be allowed to provide short-term payday loans as well.

If the banking committees in the Senate and Assembly push through a new bill, these centers will be able to help those who would not be able to use banks to secure loans. The bill would give check-cashers a profit for each payday loan issued; the interest rates would vary but could reach around 25 percent.

Critics of the bill state that this would cause more problems in the long-run. Although there are currently 15 senators who are in support of the bill, it seems that nobody other than the check-cashing industry is actually in favor of it. One group, New Yorkers for Responsible Lending, has already taken a serious stand against the bill.  Despite the stance, the need for short term loans is evident.

Get the money you need today by applying for a payday loan online!

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Continue reading "New York Check Cashing Centers may be able to Provide Short Term Loans" »

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  Payday Advance Business in Michigan in Trouble
Posted By ConnectedCommunities
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paycheck advance company had it's license revoked in Michigan after breaking several regulations regarding the state's laws on payday lending.

The Office of Financial and Insurance Regulation revoked the license of a business in Grand Rapids, Michigan after they failed to adhere to regulations involving proper reporting of transactions to the state as well as failing to close the customer's accounts once the transactions were finished. State law mandates that each customer can only have two open accounts at a time, at which point they would be unable to start another transaction. By leaving these accounts open, the business was violating state laws.

After receiving several complaints and violation notices as well as being fined, the business finally had it's license revoked and was shut down.

When you are in need of a quick cash loan to get you through an emergency you need a  paycheck advance lender you can trust, as well as one who can provide the services you need. At ConnectedCommunities approved applicants are matched with our lenders who will provide your loan fast while following the laws of your area.

If you need a payday loan, get started today with our online payday loan application. If you're approved you could get your cash within 24 hours!
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  Colorado Payday Loan Laws Could Change
Posted By ConnectedCommunities
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In Colorado, a law previously passed in November 2010 may be partially overwritten by a bill that is rapidly passing through the Senate, which is overall intent on allowing non-refundable origination fees for loans.

Payday loans were restricted in Colorado when a bill passed changed them to what a supporter of payday loans referred to as a "six-month loan installment product," as opposed to the traditional very short term loan for which paycheck advances are famous.

The law may be changed by a proposed bill that will not only allow lenders to charge a non-refundable origination fee, but may change the limit for the annual interest rate that payday lenders can charge customers.

The risks associated with payday loans stem from borrowers who do not pay back their loans on time according to their agreement. By taking out a loan you are sure you can afford to pay back, you can not only receive your payday loan to help you through your emergency situation, but you can ensure that you are able to pay back your loan.

At ConnectedCommunities our lenders offer quick and easy paycheck advances for when you need cash the most. Use our  online payday loan application to find out if you are approved and possibly have your loan within 24 hours!
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Continue reading "Colorado Payday Loan Laws Could Change" »

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  Small Insitutions Offer Quick Money Solutions
Posted By ConnectedCommunities
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Rather than go through a big-name financial institutions for a payday loan, there are now several private companies that offer the same services. Since they are smaller, the loans themselves and the loan periods are smaller as well. In most cases, the borrower will be given one month to repay the loan.

The idea behind payday loans is that you are able to use your future earnings, from your paycheck, before the check is actually written by your employer. If you have a financial emergency, payday loans are a great way to help you out in a bind. However, you must be aware that the loan is usually due the next month, meaning you will not be able to use your paycheck that following week, as it will be owed to the payday loans company.

In need of a payday loan?  With ConnectedCommunities, getting the money you need is quick and easy!  Simplyfill out our online application and get the money you need within 24 hours.

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Continue reading "Small Insitutions Offer Quick Money Solutions" »

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  Payday Loans Target of Lawmakers, Faith-Based Organizations
Posted By ConnectedCommunities
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Lawmakers, faith-based organizations, and several charities have joined a coalition of allies with the goal of placing regulations on payday loans throughout Texas.

In an attempt to create regulations for payday loan and paycheck advance companies throughout Texas nearly 40 hours of mediation between representatives for the industry and consumers took place, ultimately resulting in three bills that some believe may end some of the more extreme practices of some payday loan companies.

Some individuals who take out payday loans may not be able to pay back their loan at the end of their agreement, which can result in costly fees in addition to the total cost of paying back the loan. This cycle of paying off the fees and rolling the loan over sometimes results in severe debt, without ever paying off the original loan. The Texas bills and mediation are intended to prevent this from happening, as well as help lawmakers understand the business more by requiring reports on business activities by the lenders.

If you take out a cash loan for an emergency you should always remember that you will have to pay back the loan. If you don't whenever your agreement states that you are required to do so, the fees can stack up rapidly and result in enormous charges. By taking out a loan you can afford to pay back, you can avoid these types of huge charges.

If you are ready to apply for a payday loan and are in an emergency situation in which a little extra on-hand cash can help you through a hard time, get started today with our online payday loan application!
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Continue reading "Payday Loans Target of Lawmakers, Faith-Based Organizations" »

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  California May Cap Payday Loans
Posted By Pay Day 2 Go
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If a new proposal makes its way through the state Assembly in California, the cap on payday loans could increase.

That is great news for people who need payday loans. When you use a payday loan, you are borrowing against your future paycheck; basically, you are using your own money, just ahead of time. However, you must pay interest on the amount that you borrow, sometimes as much as 460 percent annually, which can leave you in even more debt if you are not careful.

The current cap in California is $300; Assemblyman Charles Calderon has proposed to raise it to $500 this year. Tom White, Whittier's chief of staff, added that: "People don't have access to money often any other way than a product like this [...] they either can't qualify for a credit card or banks don't lend this amount of money generally."

In need of a payday loan?  Don't wait any longer - get the money you need today by completing an application with Pay Day 2 Go.

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Continue reading "California May Cap Payday Loans" »

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  How fast can I get my cash advance?
Posted By ConnectedCommunities
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When you are in an emergency situation in which you need cash fast to help you handle an expense some types of loans will simply take too long to receive to be of any use.

Not all emergency situations can wait on a lengthy approval, credit check and other necessities of some types of loans, or even just simply waiting for your next paycheck.

The benefit of using a payday loan or paycheck advance from ConnectedCommunities is that you can receive your loan in some case within 24 hours. Getting your cash fast after a mere few minutes for an approval process mean that you have your loan quick and can recover from the emergency or pay for those costs when you need to.

If you need a cash advance for your emergency situation, whether it be for hospital visits, veterinarian visits, house repairs or vehicle repairs, get started with our online payday loan application to find out if you are approved! It takes just a few minutes and requires just a little bit of information to get you approved.
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  Calculating Your Payday Loan Costs
Posted By ConnectedCommunities
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One of the biggest problems that borrowers run into with payday loans comes with the costs of paying back the loan at the end of their loan term. When borrowers are not proactive and do not stay informed about the fees and total cost they will pay back when they pay back the loan, problems can arise with payments leading to additional fees from the lender.

The best way to prevent these kinds of mistakes is to never take out a cash loan that is more than you can afford to pay back on your next paycheck. Due to the fact that they are intended only to be paycheck advances, your mindset should be that the amount of money you borrowed on your paycheck is already spent and just needs to be repaid to the lender.

While it is necessary to talk specifically with your lender and examine the terms of your loan, you can calculate an estimated cost of your loan by using our payday loan calculator. By estimating the MPR, APR and fees associated with your loan you can have an educated estimation of your fees before you even apply for a loan.
When you need a cash advance for an emergency, get started with ConnectedCommunities's online payday loan application.
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Continue reading "Calculating Your Payday Loan Costs" »

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  Why use a payday loan?
Posted By ConnectedCommunities
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One of the biggest questions you may ask yourself is why you should use a payday loan to help you in your time of financial emergency. When you compare the costs of using a payday loan versus other financial sources such as overdraft protection or borrowing money from a relative or friend, a payday loan can almost always be a more workable solution.

The primary differnece between payday loans and overdraft protection is that overdraft protection always charges one flat fee no matter how much you overdraw your account. This means that whether you withdraw a single dollar or a hundred dollars from your account you will still face the same fine, which often ranges between $30 and $70 per overdrafted transaction. This also means that you will face the same fine over and over for each and every transaction that overdrafts your account.

Another issue with borrowing money from a friend as opposed to a lender is that sometimes the amount of money you may need for your emergency may be too much for any friend or family member to handle, or it may place an unnecessary burden on their finances. The benefit of getting a loan from a paycheck advance lender is that it will usually never place a burden on their finances or harm a close relationship.

When you need a cash advance to get you through an emergency try an online payday loan from connectedcommunities.us. Our online application is easy and can be approved within minutes. If you are approved you could even receive your loan the same day!
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Continue reading "Why use a payday loan?" »

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  Dealing with Emergency Vet Bills
Posted By ConnectedCommunities
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If you are a pet owner one of your main concerns is likely the health of your pet and how you will be able to maintain it's health for many years to come.

Pet bills can be very expensive, especially for serious conditions in which a major operation or costly medications are needed in order to treat an illness. In all too many situations it is possible that you may not be able to afford the costs that may arise.

A payday loan is a financial tool you can use in order to help increase your on-hand cash. At ConnectedCommunities our easy online payday loan application can be completed within minutes. This means that you could have your same day loan very quickly and be able to pay for the costs of your veterinarian needs with less stress and pay back the loan later.

Apply for a paycheck advance with our application today!
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Continue reading "Dealing with Emergency Vet Bills" »

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  How do I apply for a payday loan?
Posted By ConnectedCommunities
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In order to apply for a payday loan at connectedcommunities.us you'll first need to qualify with certain basic necessities. These include being at least 18 years old, having a steady income, an active bank account and a working phone number as well as other requirements, some of which may be specific to your situation and state.

Our online payday loan application is easy, straightforward and best of all, fast. The form can be filled out in just a couple of minutes. Information that will be required includes your name, address, contact information and social security number. The form will also ask for information such as your income source as well as your banking information to the account where the loan will be deposited.

Once you have successfully applied for the paycheck advance, our lenders will quickly review your application and determine if you are approved for the loan. The majority of applicants are approved and have the money sent to them rapidly, which means that if you are approved the money could be deposited into your account within 24 hours!

Get started with our payday advance loan application to find out if you are approved for a loan!
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Continue reading "How do I apply for a payday loan?" »

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  Plumbing Issues Draining Your Bank Account?
Posted By ConnectedCommunities
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One of the most common types of unexpected, and costly, expenses that people run into is a broken or burst pipe. The damage from a burst, broken or even a leaking pipe can be disastrous if not fixed as soon as possible.

In all too many cases we are not prepared for the costs that a serious plumbing repair can bring on our finances. A solution that you may not have realized can help you quickly recover from these expenses, or allow you to afford a repair, is a paycheck advance.

A payday loan, or paycheck advance, is a type of short term loan that is often used to supply a little extra cash in a time of need. These loans are usually paid back upon receipt of the person's next paycheck in order to avoid unnecessary charges and interest.

At ConnectedCommunities we have an easy online payday loan application that can be completed within just a few minutes. If you are approved, you could have the money deposited into your bank account within 24 hours!

Get started today with our online payday loan application!
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Continue reading "Plumbing Issues Draining Your Bank Account?" »

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  Common Payday Loan Myths Debunked
Posted By Pay Day 2 Go
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There are three common myths about payday loans that must be debunked.

First, lenders often charge astronomical rates in order to make big profits. The truth is, when you compare payday lenders to other lending institutions, you will find that the profit margins don't compare. In fact, payday loans can be expensive to provide.

All payday lenders are dishonest about their fees, and even try to hide them. Since all lending institutions must abide by the Truth in Lending Act, they are obligated by law to tell you about all fees. If a payday lender does not provide this service, walk away from their loan immediately.

And finally, the lending industry loves to prey on those individuals who are up to their nose in debt. In this day and age, anyone can obtain a payday loan, no matter what your financial status is. Since banks have been unable to provide short-term loans to many people who need them, payday loan providers have stepped up to fill the void.

If you are in need of a payday loan to get you through a financial emergency, get the funds you need by completing our online application!

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Continue reading "Common Payday Loan Myths Debunked" »

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  College Loan Payment Deadline Approaching?
Posted By ConnectedCommunities
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One of the most intimidating factors in a college graduate's life can be ensuring that payments for a college loan are made on time.

In many cases it is possible to discover that an unexpected cost or emergency expense can prevent you from making a college loan payment on time, which could potentially result in extra interest and other charges being added to the balance.

One of the most convenient solutions to not having enough on-hand cash to make payments or afford other types of costs, is an online payday loan. A  payday loan is a type of short term loan that is often used in situations in which the money is just needed right away as opposed to waiting until your next paycheck.

At ConnectedCommunities we have an easy paycheck advance application that takes only minutes to complete and can be approved in many cases within only a few minutes as well!

If you are in need of a cash advance, get started today with our  online payday loan application to find out if you are approved!
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Continue reading "College Loan Payment Deadline Approaching?" »

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  Does applying for a payday loan hurt my credit?
Posted By ConnectedCommunities
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One of the biggest concerns that some people have when applying for a payday loan is if their credit will be negatively affected by applying for a paycheck advance.

The quick and simple answer is no! Your credit will not be affected by applying for an online payday loan through ConnectedCommunities. Our lenders do not perform a credit check when determining if an applicant is eligible for any kind of cash advance. This means that even if you have bed credit, no credit or even fantastic credit, your application will not be affected by your credit, and neither will your credit be affected by applying.

The only situation in which your credit could be harmed by a payday loan is if you are late or negligent in paying back the loan. Falling into a situation where you can't keep your agreement with the lender is the worst way to negatively affect your credit. By staying on top of your payments however, you can help ensure your credit is not negatively affected in any way.

If you are in need of a fast and easy cash advance, get started today with our online payday loan application!

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Continue reading "Does applying for a payday loan hurt my credit?" »

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  Do You Need Money Today?
Posted By Pay Day 2 Go
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More and more people are opting to use payday loans because they are fast and easy to obtain. There are countless reasons why people need these loans, but no matter what your reason is, it can be possible to get the money you need today.

In many cases, a person will have an emergency financial situation arise that requires them to pay a sum of money they do not have. If you are in danger of falling behind on bills, getting a payday loan is an ideal way to stay on track. That way, you can avoid overdraft fees, bounced check fees, defaults and late payments. Since it is more difficult now to get short-term loans at a bank, payday loans have become the default method of getting cash fast when you need it. It is so simple to apply, you can even do it from the comfort of your own home.

If you're in need of a payday loan, get the money you need within 24 hours by filling our out online application.

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Continue reading "Do You Need Money Today?" »

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  Borrowing Amount for Payday Loans
Posted By ConnectedCommunities
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One of the most common misconceptions about payday loans involves the actual amount of money that can be borrowed from a lender for a short term loan.

While the amount actually varies from state-to-state depending upon location-specific regulations, and the existence of other federal restrictions on lending, there is a general amount that can be taken out for lending that ranges from approximately $200-$1000.

When applying for a cash advance your unique situation will also determine how much money you are able to receive from a payday loan. The best advice that can be offered is to never apply for a loan that you can't afford to pay back, and to always pay back your loan as soon as possible.

Ay ConnectedCommunities our application process for  payday loans is easier than ever, with an  online payday loan application that takes only a few minutes to complete. Your application will be reviewed immediately, which means you could be approved within just a few minutes to receive a loan from one of our lenders.

If you are in need of a paycheck advance, get started with our application today to see if you are part of the majority of people who are approved!
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Continue reading "Borrowing Amount for Payday Loans" »

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  Avoiding Predatory Lending
Posted By ConnectedCommunities
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One of the most common fears regarding payday loans involves interest and other fees that some lenders charge, leading to astronomical expenses that must be paid back after accepting the loan.

The best possible solution to avoiding extreme interest charges after receiving a cash advance is to immediately pay back the loan once you receive your next paycheck.  Paycheck advances are a type of short term loan that are intended to be paid back as soon as the applicant's next paycheck is received.

By paying back the loan immediately, high interest charges can be avoided and any further debt can be avoided.

At ConnectedCommunities our lenders offer short term loans that you can trust. When you are in need of an online payday loan, get started right away with our  online payday loan application to find out if you are approved for a loan that could be deposited into your account within 24 hours.

Anytime you apply for a loan, if you receive the loan, make it to your next paycheck and pay it back right away, you can avoid any type of predatory lending or unnecessary extra costs from your loan.
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  Understanding Payday Loans
Posted By ConnectedCommunities
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A payday loan, also known as a paycheck advance, is a type of short term loan that is primarily used by many people to provide additional on-hand cash when immediate finances are stressed because of unexpected financial obstacles or difficulties.

If you are approved for an online payday loan from ConnectedCommunities, you can receive your  cash advance within 24 hours in many cases. One of the most important things to remember is that most paycheck advances are paid back upon receipt of the individual's next paycheck in order to avoid exta costs or fees.

When applying for a payday loan there are certain qualifying factors that are taken into account. These include the requirements that the applicant is at least 18 years of age, has an active bank account and phone number, resides in the United States and has a steady income. While many lenders also perform a credit check, the lenders at ConnectedCommunities do not perform an extensive credit check, which means that even if you have bad credit you can still be approved for a loan.

Our application process for a cash loan is quick, easy and very straightforward. If you are in need of quick cash, get started with our  online loan application right away!
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Continue reading "Understanding Payday Loans" »

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  Payday Loans Can Help With Vacation Costs
Posted By ConnectedCommunities
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Several holidays and celebration periods are coming up in the next couple of months that for some can become quite costly when adding up travel, gift and food expenses among other costs.

No matter what holiday you may be preparing for, or if you are planning on travelling for an event or vacation, it can become quite costly when you combine plane or gas prices and the many other expenses that will inevitably mount up.

When you are preparing for a family event, a payday loan or  paycheck advance can help bolster your on-hand cash between paychecks in order to ease the stress of high-cost vacations or holidays.

At connectedcommunities.us our lenders provide quick and easy cash advances for qualified applicants that in many cases can be approved and received, all within 24 hours!

If you are in need of a cash advance or short term loan, get started today with our quick and easy online payday loan application to fnd out if you are approved! Our lenders do not perform an extensive credit check, which means even if you have bad credit or no credit you could still be approved!
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Continue reading "Payday Loans Can Help With Vacation Costs" »

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  Payday Loans Get You Through Financial Difficulties
Posted By Pay Day 2 Go
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If you are experiencing financial difficulties, then you may already have though about payday loans as an option. These days, you can apply for a payday loan online and receive an approval within a few hours. When a financial emergency arises - such as a repair bill, personal crisis or medical bill - you can use these loans to get back on your feet.

Once you are approved, you usually receive your payment within one business day. The process is fast and easy, and your personal information will be kept private with your lender. Accepting a payday loan is a serious consideration, which is why you should understand all of your options, what will be required of you, and what a certain company will ask of you when you apply for one.

Depending on what state you live in, the laws might vary slightly about payday loans. If you have any questions about your loan, don't hesitate to ask the customer service representative.

In need of a payday loan?  Fill out our online application to get started.

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Continue reading "Payday Loans Get You Through Financial Difficulties" »

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  Unexpected Costs Can Be Addressed with Payday Loans
Posted By ConnectedCommunities
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If you have ever had to pay an unexpected medical bill or fallen short on your rent for the month, you may understand why payday loans are so valuable to consumers throughout the country.  When people are struggling to make ends meet, they can count on payday loans to get them through their financial hardships and this can alleviate a great deal of stress.

If you're currently stuck in a tough financial bind, know that ConnectedCommunities has a variety of short-term loans for you to choose from including cash loans, same day loans, and cash advances.  Unlike other lenders, we will not check your credit score, which means that you can successfully obtain a loan with our company even If your credit is less than perfect.

Are you currently facing financial hardships, unemployed, or just trying to make ends meet till your next paycheck?  If so, get the cash you need within 24 hours by filling out ouronline cash loan application!  Our process is quick, easy, and will enable you to get the funds you need with minimal hassles.

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Continue reading "Unexpected Costs Can Be Addressed with Payday Loans" »

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  Authorities Warn About Loan Collection Scam
Posted By ConnectedCommunities
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A recent scam that has been circulating in Colorado has caused authorities to warn consumers about phony payday loan collectors.

According to reports from the Colorado Department of Public Safety, investigators have received reports from Colorado and several other states in which callers who were posing as the "Colorado Department of Law and Investigations" demanded credit card payment for allegedly negligent loan accounts.

The callers reportedly became abusive and threatening while demanding payment. State officials are warning consumers to be wary of such calls, and to never give out personal information out over the phone.

When applying for a payday loan or cash advance, it is vital that you perform the right steps and never give out your information to a source you don't trust. At ConnectedCommunities, receiving a loan is a quick and easy process through our online paycheck advance application. We only share your information with the lenders from who you will be receiving your advance. We will never share it to other outside sources unless required to for legal reasons.

When you need a loan from a source you can trust, get started with our quick online payday loan application today!
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  Payday Loans Can Help You Make it To Your Next Paycheck
Posted By ConnectedCommunities
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The economy might be on an upward rise lately, but it's not always an easy task of making it everyday and between paycheck to paycheck.

Everyday bills can add up to huge expenses on a day-to-day basis. If you've got a long commute to your job, the rising gas prices could be costing you greatly, adding up to hundreds of dollars every month on fuel online. Add that to groceries, the mortgage, rent, utilities and other expenses and you may find that your finances are in serious trouble, especially if an unexpected emergency crops up and forces you to spend money you may need desperately for something else.

When you find that the next paycheck is just a few too many days away, a paycheck advance or  online payday loan could be the perfect solution to help you make it until your next paycheck. Whether you just need a bolster to your cash for a few days or an emergency pops up, a  short term loan might help you keep your head out of the waters of financial woes.

At ConnectedCommunities, we have a quick and easy online application that can be completed within just a few minutes, including the approval process! Whether you have good or bad credit won't matter, because our lenders don't perform an extensive credit check. You could be approved within minutes if you are qualified and have the money available to you within 24 hours. If you need a cash advance, apply online right away to find out if you are eligible for a same day loan!

Get started as soon as you can with our online payday loan application!
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Continue reading "Payday Loans Can Help You Make it To Your Next Paycheck" »

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  Expenses for emergency planning getting too costly?
Posted By ConnectedCommunities
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The recent natural disasters that have occurred in Japan as well as other harsh weather and dangerous events around the globe have left many hurriedly purchasing survival items, just in case a disaster were to occur in their area.

Preparing for a natural disaster or emergency of any kind can become very costly depending upon the amount and extent of preparation that a person undertakes. Purchasing food, water and other emergency supplies can add up quickly, and if you are worried that an emergency could occur in the near future, you may be feeling stressed about how you'll be able to afford the supplies, or if it will stretch your finances too thin.

ConnectedCommunities connects qualified applicants to lenders for easy payday loans, which can be deposited into their accounts within 24 hours in many cases. By filling out the easy online application, you could know in minutes if you are approved for a loan and when you will have the funds transferred to you.If you are in need of a  paycheck advance or same day loan, get started with the easy online application today and you could be approved for a  short term loan within minutes.

Get started now with our online payday loan application!
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  Pros and Cons of Short Term Loans
Posted By ConnectedCommunities
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There is an array of benefits when it comes to receiving a short term loan or payday loan through ConnectedCommunities:

1. Our lenders are able to get you the resources you need to get by.  Whether you have just been in a recent car accident or you have found a sudden illness to be much more costly than you expected, a cash advance will be there to get you through this time.

2. The loan will remain 100% confidential, and 95% of applicants are immediately accepted for a cash advance.

3. You will have your funds within 24 hours of filling out and being approved through the online application.

4. The application process is quick, easy, and painless.  After a few minutes, the application will be done and you will be hearing back from ConnectedCommunities within minutes if you have been approved.

5. Applying for a short term loan shouldn't affect your credit score.  You can even apply with poor credit to get a quick cash advance at ConnectedCommunities because there is no extensive credit check required.

Unfortunately, if a payday loan is not paid back in a timely manner, or not paid back at all, there is always a chance of accruing interest or taxes on your short term loan, so be sure to pay it back with your next paycheck.

If you are interested in a ConnectedCommunities short term loan, apply online today!

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Continue reading "Pros and Cons of Short Term Loans" »

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  Will bankruptcy or bad credit disqualify me?
Posted By ConnectedCommunities
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If you have filed for bankruptcy in the past or have bad credit but have found that you are in a bind with your on-hand cash it may be possible for you to receive a payday loan.

In general, many lenders will still approve a loan for those who have filed for bankruptcy as long as the debt has been discharged and the case has been closed. Your unique situation may alter the results, as well as the specific laws of your state, but many lenders will approve a loan in this kind of instance.

If you are concerned about having bad credit or no credit, our lenders don't perform a credit check, which means you could still be approved for a loan as long as you meet the qualifications of the lender and the laws.

At ConnectedCommunities we make applying for a loan as easy as possible. If you are in need of quick cash, fill out our easy online payday loan application to find out if you are approved!

If you need help with applying for your loan, contact our representatives who can answer your questions.
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  How can I qualify for a payday loan?
Posted By ConnectedCommunities
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Qualifying for a payday loan or  cash advance usually has specific details that are unique to each applicant's situation, state and other factors, but all have a few basic requirements.

The most basic requirements for applying for a paycheck advance include factors such as age: you must be 18 years of age or older. You must always reside in the United States and have an active bank account to which the funds can be deposited. Finally, you must have a valid phone number and a steady income, whether it be from benefits or paychecks.

Applying for a payday loan at ConnectedCommunities is easier than ever. By filling out our online application and supplying the necessary information, you could be approved within minutes and might even have the loan deposited into your account the same day! Most loans are received within 24 hours of approval, which means you will get your funds fast.

Fill our our online payday loan application today to fid out if you are approved!
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  Repaying Your Cash Advance
Posted By ConnectedCommunities
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Before applying for a ConnectedCommunities quick and easy cash advance, there are a few things a borrower should be aware of:

1. Make a plan to repay your payday loan to the lender as soon as possible.

2. Keep in mind, this is a short term loan, so you will be expected to repay the loan in a short amount of time.  The typical window of time allowed to a borrower is until their next paycheck, when the borrower automatically takes the next paycheck as a form of repayment.

3.  While it should not matter how you use the payday cash advance, most people will use it to pay a bill or an unexpected expense that has popped up.

4. Contact your lender to be sure you are aware of their repayment methods and to make sure you meet all of the requirements and deadlines. 

Short term loans are meant to pull people out of a slump and get them back on their feet for the time being. 

If you are interested in borrowing from a ConnectedCommunities lender, do not hesitate to apply online today!

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Continue reading "Repaying Your Cash Advance" »

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  What is a paycheck advance?
Posted By ConnectedCommunities
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paycheck advance is basically a short term loan that a person uses to temporarily bolster their on-hand money, paying off the loan the next time they receive their paycheck.

Paycheck advances, same day loans and  cash advances are a great resource when money is tight and you have expenses that need to be paid right away. Typically these types of loans range from $100 to $1000, depending upon your state's restrictions and the loan amount you choose.

In many cases, by filling out our online payday loan application, approval takes only a few minutes, which means that you can get your money fast. These types of loans tend to be pretty quick as well, being deposited into your accuont usually within 24 hours, sometimes the very same day!

At ConnectedCommunities we make applying for a paycheck advance as simple and quick as possible.

Get started by filling out our easy loan application today!
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Continue reading "What is a paycheck advance?" »

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  Need quick cash for a new gadget?
Posted By ConnectedCommunities
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Technology is a rapidly evolving creature, and if you are one of those many individuals who enjoys staying ahead of the curve and having the latest and greatest technological devices, you know that those early releases can total up to huge expenses.

If you are caught in a bind and realize that you won't have the money on-hand to get a new device, purchase a product or service, and just can't wait until your next paycheck, which could be a week or two away, applying for an online payday loan could be the perfect way to supplement your on-hand cash until you are paid again.

At ConnectedCommunities we have a quick and easy online payday loan application where you can apply for a paycheck advance, and could be approved within minutes! Our lenders don't do a credit check, which means that as long as you meet the other requirements, you could still receive your  cash advance within 24 hours!

Get started today by filling our our easy online payday loan application.
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Continue reading "Need quick cash for a new gadget?" »

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  What Are Payday Loans?
Posted By ConnectedCommunities
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Have you ever been involved in an accident, needed groceries or just been strapped for cash with payday more than just a few days away?

A payday loan is a type of short term loan that is typically used to bolster your on-hand finances until you receive a paycheck. Most people apply for a payday loan, and if they qualify, receive the money and pay back the paycheck advance on the day that they are paid again.

In some cases these types of loans may be paid in increments or at a later date. There are also certain requirements for payday loans, including the necessity to be 18 or older, as well as having a valid bank account and other requirements.

At ConnectedCommunities we do not do an extensive credit check, which means that you could be approved for a cash advance and have the money deposited into your bank account within 24 hours. By filling out our quick online application you could be approved within minutes!

Get started with our easy online loan application to find out if you are approved for a loan!
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Continue reading "What Are Payday Loans?" »

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  Do You Qualify for a Payday Loan?
Posted By ConnectedCommunities
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When you are applying for a payday loan you may be worried about what factors will allow you to qualify for the loan.

The qualifications for receiving a payday loan may vary depending upon the state you live in and other certain factors, but there are basic qualifications that can determine if you will be eligible for a payday loan.

These qualifying factors include the necessity to be at least 18 years of age or older and you must reside in the United States. Other requirements include having an active bank account, a valid phone number, and a steady income whether it is through employment or benefits.

If you are in need of a cash advance our quick online application is easy and could result in cash being deposited into your account within 24 hours!

At ConnectedCommunities we do not perform an extensive credit check, so even if you have bad credit or no credit you could still be approved for a loan!

Get started with a payday loan right away with our easy online loan application!
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Continue reading "Do You Qualify for a Payday Loan?" »

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  Jefferson City Passes New Payday Loan Legislation
Posted By ConnectedCommunities
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In Jefferson City, it has been reported that supporters of a payday loan bill argue that it brings new protections to consumers, but critics challenge that the bill is a false reform.  In fact, critics say that the new bill helps the payday loan industry instead of consumers.

Yet, despite the opposition, the new bill won approval during a House committee meeting this week.

The new measure will limit loan amounts and will also require a one-day waiting period between cash loans from the same lending source.  It was approved by the House Financial Institutions Committee with a 13-3 vote and will also place stricter controls upon lenders.

Reports indicate that the new bill will lower the annual maximum interest lenders can charge in the city from 1,920 to 1,564.

If you are in need of a cash loan, such as a payday loan, know that you can obtain the money you need within the convenience of your own home with ConnectedCommunities.  Simply take the time to complete our online application and find out if you're approved within seconds.

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Continue reading "Jefferson City Passes New Payday Loan Legislation" »

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  Why You May Need a Payday Loan Today
Posted By ConnectedCommunities
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Have you recently been bombarded with a bill or other expense you just can't seem to pay?  Were you recently in an accident and needed costly treatment?  Is your next paycheck just too far away to make end's meet this week?

If you answered yes to any of these questions, chances are you may need a payday loan cash advance as soon as possible.

Cash advances are safe alternatives to credit cards and long term loans.  Credit cards, if not paid off properly or used with poor judgment could rack up debt on your behalf.  Long term loans require long contracts and too many obligations.

Applying for a quick cash loan is simple.  The application is 100% online and 95% of applicants are immediately accepted.

So why wait any longer?  If you find yourself down in the dumps and in need of a serious pick-me-upper, a payday loan could be exactly what you're looking for.

Apply online for a quick, easy, and secure ConnectedCommunities loan today, and get back on your feet!

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Continue reading "Why You May Need a Payday Loan Today" »

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  Attorney General Warns Nebraskans: Payday Loan Collection Scam
Posted By ConnectedCommunities
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The attorney general released a statement warning residents of Nebraska to beware of calls from so-called payday loan companies attempting to collect debts for delinquent payday loans.

There have been many recent cases in which calls were placed to Nebraska residents claiming to be debt collection agencies or payday loan companies attempting to collect on overdue accounts.

The callers, who have been impersonating companies such as United Cash Advance, U.S. Cash Advance and U.S. Cash Net, may have certain personal information including your social security number, birth dates and bank account numbers. When asking for payments on these debts or when pressed for more information about the alleged loans the callers may become verbally abusive as a scare tactic.

When you apply for a payday loan, make sure it's with a company you can trust. At connectedcommunities.us our paycheck advance application is quick, easy, and most importantly of all: secure. You can apply for your loan and if approved could have the cash deposited into your bank account within 24 hours!

Get started today with our easy online application for a payday loan.
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Continue reading "Attorney General Warns Nebraskans: Payday Loan Collection Scam" »

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  Payday Loans are the Ideal Financial Solution
Posted By ConnectedCommunities
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At one time or another, many people find that they are in need of money to pay for day-to-day expenses such as groceries or even rent. However, there are times when people fall short on cash and are in need of money quickly. In these instances, people may find that payday loans can provide them with cash instantly when they need it most.

Unlike other types of loans, payday loans do not impose restrictions on how the money is used. This means that people who obtain payday loans can use the money to pay for their medical bills, college tuition, utility bills, or other such expenses.

Additionally, unlike other types of loans, payday loans can be obtained within 24 hours time. All people have to do is fill out a simple online application and they can obtain the short-term finances they need without having to go through a credit check or having to leave their own homes.

If you are in need of a short-term loan, a payday loan may be the ideal option for you. To get started, fill out your online application today!

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Continue reading "Payday Loans are the Ideal Financial Solution" »

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  Going through a tough financial situation?
Posted By ConnectedCommunities
cash loans

ConnectedCommunities's quick and easy payday loan may be your solution!

payday loan or cash advance, as some people may know, is a type of short term loan that can be made available to qualified borrowers who are in need of a little extra cash.

Whether you are looking to pay your electric bill on time this month, or find yourself needing to pay for a prescription to be filled at your local pharmacy, sometimes waiting for your next paycheck just won't cut it.

Cash advances are made available for people from all walks of life.  The only requirements to apply for a ConnectedCommunities short term loan include:

Applicant must be at least 18 years of age
Reside in the United States
Must have a steady income
Must have an active bank account

The application process is quick, easy, and painless!  It is completely online and an instant approval is granted to 95% of applicants.  With no faxing and no credit checks required, you may be on your way to getting out of that sticky situation sooner than you think!

Apply online today to see if you qualify for a quick ConnectedCommunities cash advance!

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Continue reading "Going through a tough financial situation?" »

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  Mississippi Passes New Payday Lending Laws
Posted By ConnectedCommunities
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In the state of Mississippi, it has been reported that Governor Haley Barbour recently passed legislative changes that will impact the way payday lending companies operate while giving these types of companies at least three more years to conduct business in the state.

The latest bill was signed on Thursday and replaces a law that would have expired in 2012. Now, payday lenders do not have to shut down operations in Mississippi and this type of lending will be allowed to continue within the state.

Senator Walter Michael said, "This time, it was the will of the Legislature that the consumers get reduced fees."  He also commented, "The bill that was passed will enable about 3,000 jobs to remain intact."

With the new law, consumers will have up to 30 days to repay the loans and fees are capped at $20 for every $100 borrowed up to $250. The state's lawmakers said that by extending the time to repay loans, consumers will incur reduced annual percentage rate fees.

Looking to obtain a payday loanApply online and get the money you need now!

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Continue reading "Mississippi Passes New Payday Lending Laws" »

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  Texas to Regulate on Payday Lending
Posted By ConnectedCommunities
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Texas is one of six states that do not regulate payday loans.  This means that the lender's fee for the loan is not considered interest according to Texas state law.  As with some payday loans, the lender will allow the borrower to extend their payment period if need be.  This comes with a catch, though.

This allows the lenders to rack up high annual percentage rates until the loan is paid off in full.  Texas lenders have mentioned that they continuously have to extend their borrower's what-was-supposed-to-be short term loan.

The Senate Committee on Business and Commerce have already met to decide whether to pass a bill to regulate payday loans and interest in Texas.  The bill was sent back and is currently being reworked by state Sen. Wendy Davis, a Democrat from Fort Worth, Texas.

Payday loans can be a confusing subject, especially if you are in a hurry to get cash now.  The  application process is simple, and you could have the money you need within 24 hours. 

Check the local requirements for the state you reside in and apply online today!

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Continue reading "Texas to Regulate on Payday Lending" »

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  Getting Money Quickly is Easy with ConnectedCommunities's Services
Posted By ConnectedCommunities
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At ConnectedCommunities, we offer all types of cash loans including payday loans, same day loans, and cash advances.   With our services, people can take out short-term loans within the convenience of their own homes by filling out our easy, hassle free online application.

Unlike traditional lending companies, people who are approved for our cash loans do not have to deal with credit checks and will have access to the money they need within 24 hours.  Additionally, people who apply will know if they are approved or denied within a matter of minutes.

Once people have received their loans, they can repay what they owe plus interest over time.  Usually, people try to repay their cash loans with a week to a month.

If you are currently in need of a cash loan, consider the services offered by ConnectedCommunities.  We take pride in the fact that our loans are convenient, private, and easy to obtain.  Apply online now to get the money you need fast!

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Continue reading "Getting Money Quickly is Easy with ConnectedCommunities's Services" »

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  Worried About Your Short Term Finances After an Accident?
Posted By ConnectedCommunities
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Unexpected accidents or expenses can occur at any time, and it seems like it always happens when it hurts your finances the most. Fender benders from distracted drivers, rear-end accidents, or even just a flat tire can put unwanted pressure on your bank account, causing you to struggle until you next paycheck. Typical costs for replacing tires or repairing auto damage can range from $100 to $500, $1000 or even more for insurance deductibles or repair costs.

When you don't have the money to afford a repair because your paycheck is just a few too many days away you need a quick and easy way to get cash fast.

A payday loan or cash advance can be the perfect solution to help you make it to your next paycheck when you need the money most. At connectedcommunities.us we have a quick and easy online cash advance application that can take just minutes to complete and possibly be approved!

If you are approved and meet the requirements such as being 18 years or older, have a steady income and an active checking account you could receive your cash advance within 24 hours.

At ConnectedCommunities, we understand that unexpected expenses can put you in an awkward or downright scary position. Complete our quick application for a payday loan, and if you are approved, you could have quick relief with a short term loan.
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Continue reading "Worried About Your Short Term Finances After an Accident?" »

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  Need a Cash Advance for that Perfect Valentine's Day?
Posted By ConnectedCommunities
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Valentine's day is in just a few days and that perfect gift or date might be just out of reach! On average around the holidays the price of a dozen roses alone can cost a minimum of $30, with the more fantastic bouquets and arrangements soaring to $200 or more. When you include prices for dining out or fixing a meal at home as well as additional costs it can begin to look intimidating for your bank account.

Whether you're planning on a small romantic evening at home with a loved one or hope for an extravagant night on the town, the costs may be just out of reach, or could put your current finances at an uncomfortable level for you.

At connectedcommunities.us though, we offer payday loans for when you need them most! A payday loan is a type of short term loan for when that next paycheck is just a bit too far away, or when an unexpected expense comes up and you need cash quick.

ConnectedCommunities has a quick application process, and if you are approved, you could have your loan within 24 hours! All it requires is that you fill out the rapid application, which could be approved within minutes, you must be 18 years or older, have a steady job or income, and an active checking account. There is no extensive credit check, so whether you have bad credit, good credit or no credit you could be approved! To get started just complete our online cash advance application!
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  Kentucky Votes Not to Apply Cap on Interest Rates for Payday Loans
Posted By ConnectedCommunities
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The Associated Press recently reported that lenders of payday loans will not face a new cap on interest rates in the city of Frankfurt, Kentucky.

It has been reported that a proposal that would have placed a cap on interest rates at 36% failed to pass.  The vote was 10 - 13 in the House Banking and Insurance Committee.

For a long time, consumer groups were hoping to add the state of Kentucky to a growing list of states in the country that have set limits on interest rates for payday loans.

Following the vote, Democratic State Representative Darryl Owens said that he would not try to pass legislation in this year's legislative session.  If the outcome of the vote had turned out differently Kentucky would have joined the District of Columbia and 17 other states that have are ready to established caps on interest rates.

Are you in need of a payday loan?  If so, apply online to get the money you need until your next payday.

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Continue reading "Kentucky Votes Not to Apply Cap on Interest Rates for Payday Loans" »

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  Seattle Woman Sues Payday Loan Company
Posted By ConnectedCommunities
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In Seattle, Washington, it has been reported that a woman from King County has decided to take her issues against a payday loan company to court.  She claims that, at one point, the company charged her 1,052% interest on her loan.  She also asserts that due to the laws that were passed in the state last year, the company violated interest rate caps.

In her lawsuit, the plaintiff says Cash 1 and Retail America tried to maneuver around laws by selling supermarket gift cards.  The company then told consumers to use the gift cards as prepaid debit cards.  She says that instead of selling gift cards, the company was actually selling payday loans and charging excessive interest.

According to the woman, she purchased an $850 gift card and has paid back $600.  However, the company told her she still owes them $600 in principal and $1,520 in interest and fees.  That means on an $850 loan, she winded up with a $2,700 bill.

A non-profit in the area has decided to help the woman with her case.

If you're looking to obtain a payday loan at a reasonable rate, apply online now to get the money you need within 24 hours time.

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  Des Moines Wants Cap on Payday Loans
Posted By ConnectedCommunities
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In Des Moines, it has been reported that several consumer advocate groups decided to rally to urge state legislators to put a cap on interest added to payday loans.

The people involved in the rally urged congress to cap the interest rate at 36%.  At this time, 36% is the maximum interest rate that lenders, banks and credit unions are allowed to charge consumers who obtain payday loans.

In the area, several consumers say that they count on payday loans to make ends meet, especially during tough economic times.  They said that payday loans allow them to get the cash they need quickly and as long as they are responsible with the loans, they are able to avoid financial hardships.

One local payday loan store manager said, "On the short term we really do help a lot of people out."

Do you need a payday loan to make ends meet until your next paycheck?  If so, apply online now to get the money you need fast.

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Continue reading "Des Moines Wants Cap on Payday Loans" »

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  Your Financial Information is Kept Private with ConnectedCommunities
Posted By ConnectedCommunities
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If you are embarrassed about your current financial situation or want to keep your financial information private, you will be happy to know that when you apply for a cash loan, payday loan or cash advance with ConnectedCommunities, all of your information is kept confidential.

We believe that your cash loan is confidential and will treat your personal information with respect.  This means that when you apply for a short term loan with our company, all of your personal information, loan amount and loan terms will remain private. 

With ConnectedCommunities, you will have the peace of mind you need to move forward with your cash loan while knowing your financial information is safe, secure and 100% confidential.

In need of emergency cash?  Apply online now for your cash loan today!  With our system, it only takes minutes to apply and if you are approved your funds will be deposited into your bank account within 24 hours.

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Continue reading "Your Financial Information is Kept Private with ConnectedCommunities" »

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  Are Payday Loans Legal?
Posted By ConnectedCommunities
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In the U.S., payday loans are regulated and completely legal in 37 states.  However, these short term loans are also illegal in 13 states.  Whether payday loans are legal or illegal will depend upon the laws of the given state as these laws are regulated on a state-by-state basis.

At this time, payday loans are legal in:  Arizona, Arkansas, Colorado, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Vermont and West Virginia. 

In the states where payday loans are legal and regulated, the interest rates are generally capped at a specific Annual Percentage Rate (APR).  Caps are put in place to prevent predatory lending practices and to protect consumers from financial hardships.

Are you in need of emergency cash?  Do you want to make a last minute purchase or pay off a bill as soon as possible?  If so, a payday loan may be the ideal solution for you.  Apply online now and get approved within minutes!

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  Applying For a Cash Loan Will Not Hurt Your Credit Score
Posted By ConnectedCommunities
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Many people find that they are in need of emergency cash, but they are hesitant to apply for a payday loan, same day loan or cash loan because they are worried that filling out an application will hurt their credit.

When you apply for a cash loan with ConnectedCommunities, it is important to know that filling out our online application will not harm your credit rating. This is due to the fact that we do not require a credit check when reviewing a cash loan application.  So, whether you have good credit or bad credit, it does not matter when you work with ConnectedCommunities.

The only time applying for a cash loan will harm your credit is if you are approved for a loan and faile to make loan. In this situation, delinquent payments may be reported and lead to your credit score decreasing.  However, if you are responsible with your payments, your credit score will not be impacted.

If you are ready to get funds quickly, apply for your cash loan now!

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Continue reading "Applying For a Cash Loan Will Not Hurt Your Credit Score" »

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  Don’t Have The Money to Repay Your Lender?
Posted By ConnectedCommunities
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If you are falling short on money for whatever reason and your payment is due to your lender, the very best thing you can do is contact your lender immediately.  Instead of avoiding the problem and hoping it will resolve itself you should try to be proactive and speak with your lender about your payment options.

Anytime you miss a payment to your lender it can be reported on your credit report.  This can lead to the lowering of your credit score which is something you want to avoid.  Also, your lender may charge you a missed payment fee or increase your interest rate if you fail to pay on time.

However, when you contact your lender to discuss your finanical situation, they may be willing to help you.  This will enable you to avoid fees and other financial hardships.

Are you needing emergency funds?  If so, consider applying for a short term loan, such as a payday loan and get the money you need in 24 hours.

Apply for your payday loan now!

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Continue reading "Don’t Have The Money to Repay Your Lender?" »

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  Payday Loans Ease Stresses of Holiday Shopping
Posted By ConnectedCommunities
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The holiday season can unfortunately cause lots of stress and anxiety in those who are struggling with their finances. The pressure to reciprocate gift giving, having the in-laws come into town, the various sales and commercials encouraging more spending - to say the least it is not always a peaceful time! With the quick and easy assistance of a payday loan, however, the holidays may just get a little brighter.

Payday loans are an easy and effective way to get cash now, when you need it. No one should have to suffer through the holidays with no heat or electricity because they couldn't pay their bills. No one should have to feel guilty about not buying their kids gifts for the holidays. When you get a cash advance, you don't have to suffer these fates!

As more consumers are valuing responsible spending, more are turning to paycheck advances to help them get through the holidays without falling into serious debt. These loans are particularly helpful for consumers who are short on cash or who just need something to get by until the next paycheck.

Contact ConnectedCommunities to learn more about cash advance loans!
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Continue reading "Payday Loans Ease Stresses of Holiday Shopping" »

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  State Attorney General Sues Another Payday Lender
Posted By ConnectedCommunities
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In Charleston, local news sources have reported that State Attorney General Darrell McGraw has filed another lawsuit against a local payday loan lender.

At this time, McGraw's office is looking to obtain $3.9 million in penalties from Government Employees Credit Center Inc. and the Dollar Financial Group.  The Office alleges that both organizations are guilty of collecting on illegal payday loans in contempt of a court order.

Recently, McGraw's Office had sued GECC in Delaware after the company was issued a federal court order to stop collecting on loans.  Despite the court order, it is said that the company continued to make collections and violated the court's wishes.

Furthermore, in his lawsuits, McGraw says that the companies do not have licenses to conduct business in West Virginia.  Today, McGraw's Office has sued 14 internet payday lenders.

If you would like to receive a short-term loan until your next paycheck, apply for a payday loan now!

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Continue reading "State Attorney General Sues Another Payday Lender" »

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  Who Suffers When Legislators Get Tough on Payday Loan Lenders?
Posted By ConnectedCommunities
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Many state legislators are trying hard to eliminate cash advance stores and payday loan lenders.  However, even though they may eliminate the lenders offering these types of loans, they will not be able to eliminate people's need for short-term loans anytime soon.

In today's grueling economy where job loss is at an all time high, more and more consumers are in need of payday loans, cash loans and cash advances to make ends meet.  Without short-term loans, many people would not have the money they need to pay for rent or even their groceries when times get tough.

Another problem is that few states have taken measures to pass legislation that would annual interest rates at 36% APR and that has forced many payday loan lending companies to shut their doors.  This means that less options are available to consumers who are in dire need of emergency cash.

If you are in need of emergency funds for whatever reason, apply online for your cash loan now!

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  Common Myths Surrounding Cash Loans
Posted By ConnectedCommunities
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There are several myths surrounding cash loans and payday loans.

One of the most common is that payday loan lenders add debt to those individuals who are ready have a substantial amount of debt on their shoulders. However, most payday lenders target people who are in need of relatively small amounts of fast cash until their next scheduled payday. Lenders target people who are employed and who have the finances to repay loans.

The second myth is that the only people who apply for cash loans are those who have low income.  Yet, the reality is that people of all income levels need emergency funds at some time or another.  Most people opt to apply for payday loans because they need cash quickly and do not want any hassles.

Are you in need of emergency cash?  Apply online today for your hassle-free cash advance, same day loan or payday loan.

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Continue reading "Common Myths Surrounding Cash Loans" »

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  What Are the Cons of Payday Loans?
Posted By ConnectedCommunities
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While there are many pros to applying for a payday loan, there are several cons that people should consider before they decide to fill out an application.

The first con is that payday loans can carry a very high interest rate. This means that if people do not repay their payday loans within a certain amount of time interest will be applied to their total balances and they will be responsible for paying off the interest amount. However, if people are responsible when applying for payday loans and repay what they owe in a short amount of time, the interest is not as bad.

The second con is that people may get into the habit of applying for payday loans because they are quick and do not require a credit check. In order to avoid this trap, people should treat a payday loan like a very expensive credit card. This means being responsible with purchases as well as repaying the debt that is owed on-time.

If you are ready to get emergency cash now, apply for your payday loan today!

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  What Are the Pros of Payday Loans?
Posted By ConnectedCommunities
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There are several advantages to securing payday loan. Below, we have listed out a few of these advantages for those who may be considering applying for a payday loan.

One of the premier advantages of applying for a payday loan is that the majority of cash loan companies do not perform a credit check. This means that people who have a less than attractive credit score may still be approved for their loans without bias.

The second big advantage of payday loans is that they are available rather quickly. Generally, the funds are deposited into people's bank accounts within 24 hours or less. In some cases, people may even be able to get their money within an hour.

Finally, a payday loan is a great choice because it is offered in a small increment and can be paid off rather quickly if people are consistent.

Apply for your payday loan now!

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Continue reading "What Are the Pros of Payday Loans?" »

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  Why Go to a Cash Advance Store when You Can Apply Online?
Posted By ConnectedCommunities
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In the past, when people wanted to take out a payday loan or a paycheck advance, they had to go to a cash advance store to get the money they needed.  This was not always ideal as people had to wait in line, fill out paperwork and then wait to see if they got approved for their loans.  It also offered zero confidentiality and even made some people feel embarrassed about their financial situations.

Now, getting payday loans and paycheck advances is much easier because most companies are moving their operations online.  This means that instead of having to go in person to apply for cash loans, people can safely, securely, and privately apply for cash loans in the convenience of their own homes. Instead of waiting at stores, people can complete their applications over the Internet in just 60 seconds and know if they are approved within minutes.

Another convenience of online cash loans is that if people are approved, the funds are deposited into their bank accounts and they do not have to worry about picking up and cashing checks. 

If you are in need of emergency cash, take the time to complete our online payday loan application and get the money you need today!

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Continue reading "Why Go to a Cash Advance Store when You Can Apply Online?" »

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  PayDay Loans Are an Alternative to Credit Cards.
Posted By ConnectedCommunities
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Not everyone likes using credit cards. For some, having their purchases tracked is an invasion of privacy. For others, it is too tempting to simply leave credit card debt on the credit card. Others still simply prefer cash or do not have credit cards. Sometimes, people have maxed out or reached their credit card limits, but just need a little money to get them by until the next paycheck.

Whatever your reason, if you have an aversion to credit card use, but you've found yourself in an emergency situation in which you need credit, fast, a payday loan is the answer to your problems. You're given a cash loan and generally most people repay the loan after they receive their next paycheck, so you do not have to worry about holding onto the loan for too long. As an added bonus, you can now also obtain payday loans online!

ConnectedCommunities makes it easy and convenient to get a same day cash advance loan when you need it. Apply for a paycheck advance today!
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Continue reading "PayDay Loans Are an Alternative to Credit Cards." »

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  Payday Loans Are Legal in Most States
Posted By ConnectedCommunities
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Payday loans, which are small loans made in advance of paychecks, are incredibly helpful for people who find themselves in tight financial situations. When you need to pay rent or a medical bill, fix your car, or even just buy groceries, a payday loan can help you out until your next paycheck. Obtaining a loan from a bank is a tedious and drawn-out experience, and with a bank loan you won't be able to get approved as quickly or get your loan as quickly. Apply online for a same-day cash loan today!

Payday loans are legal in 37 states across America, including:

Alabama
Alaska
Arizona
California
Colorado
Delaware
District of Columbia
Florida
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Mexico
North Dakota
Ohio
Oklahoma
Oregon
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Washington
Wisconsin
Wyoming

When you're short on cash and you have an emergency, get a payday loan to help you out! Apply for a payday loan today!
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Continue reading "Payday Loans Are Legal in Most States" »

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  MetaBank Told to Stop Payday Loan Program
Posted By ConnectedCommunities
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In the state of Iowa, a bank was recently told by federal regulators that it could no longer make short-term payday loans or tax refund loans to its customers who have prepaid debit cards.  The regulators said that issuing such loans to these types of customers violates the federal unfair or deceptive practice laws.

MetaBank was contacted by the Office of Thrift Supervision, the federal government's bank regulator, and told to stop offering such lines of credit through its iAdvance program immediately.  The program offered short-term, high interest loans to customers who had prepaid debit cards.  Aside from offering payday loans, the program was also used by customers to borrow money against their anticipated tax refunds.

If you are in need of immediate cash, apply for a payday loan online with ConnectedCommunities!  We offer payday loans with zero credit checks and you can get the money your need within 24 hours.

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Continue reading "MetaBank Told to Stop Payday Loan Program" »

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  Being Responsible with Cash Loans
Posted By ConnectedCommunities
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Whenever people are thinking about obtaining a cash loan, same day loan or a payday loan, they should know that taking out short term loans takes planning and careful consideration.  Before you decide to apply for a cash loan, know that you will be responsible for paying back the loan along with any accumulated interest.  Therefore, the sooner you pay back your loan, the better as you will avoid additional interest.

Also, if you are thinking about applying for a short term loan, know that making consistent payments toward the balance will help you build your credit and avoid damage to your credit report.  Whenever you apply for a job, an apartment or a bank loan, your credit report will be pulled, so it is important that you take care of your financial responsibilities.

Ready to move forward with applying for a cash loan so you can get quick cash?  If so, apply for you cash loan now!

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Continue reading "Being Responsible with Cash Loans" »

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  Top 3 Benefits of Payday Loans
Posted By ConnectedCommunities
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There are numerous benefits to applying for and obtaining payday loans.  However, many would agree that the top three benefits of payday loans are:

  • Having access to fast cash:  in most cases, people can get the emergency cash they need within a 24 hour period.  Once applications have been approved, funds are automatically transferred into people's bank accounts within 24 hours.
  • Convenience:  people can apply for their payday loans easily, comfortably and from the privacy of their very own homes.  The application process is quick and to the point and people will know whether they are approved or denied in a short amount of time.
  • No credit checks:  when people go to a bank for a loan, they have to submit to credit checks.  This means that if people have less than perfect credit, they can be denied loans.  However, this is not the case with payday loans!

Need a payday loanFill out our online payday loan application and get the money you need fast.

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Continue reading "Top 3 Benefits of Payday Loans" »

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  Montana Still Trying to get I-164 on Voter Ballots
Posted By ConnectedCommunities
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In the state of Montana, having a cap on payday loans and cash loans is something that people within the legislature are striving for at this time.  Politicians are doing what they can to create new measurements that would place caps on the payday loan industry in the state and signatures are being collected in every city so that a recent measure, I-164, can be put on the next election ballot. 

News sources report that to date, over 27,000 voter signatures have been collected by state politicians. 

If I-164 is implemented, the interest rates on payday loans in the state will be cut to 36%, which is comparable to what credit card companies are charging their customers.  The supporters of the measure believe that slashing the interest rate will strengthen the economy, but many remain skeptical.

Are you looking for a payday loan?  If so, ConnectedCommunities is a great resource.  Getting started is simple - just fill out our online cash loan application!

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Continue reading "Montana Still Trying to get I-164 on Voter Ballots" »

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  Financial Emergency? No Problem with Payday Loans!
Posted By ConnectedCommunities
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Yes, it is true that for many of us, paychecks have a set delivery date.  Still, whether you are getting paid weekly or bi-weekly, there is always the chance that you may encounter a sudden, unexpected financial emergency. For example, imagine that you are involved in an accident and need immediate car repairs before your next scheduled pay date.

Instead of getting stressed out and wondering what your options may be, know that ConnectedCommunities can help.  Our company offers payday loans when you need immediate cash the most.  Whether you were involved in an accident, are behind on your rent or need to pay for a medical expense, you will appreciate the convenience and accessibility of our payday loans.

If you are ready to get emergency cash fast, ConnectedCommunities is your leading resource.  Start the process now by taking the time to apply for your payday loan and get the cash you need within 24 hours!

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Continue reading "Financial Emergency? No Problem with Payday Loans!" »

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  As the Times have Changed so Too Have Cash Loans
Posted By ConnectedCommunities
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Many people are aware of the fact that traditional methods of borrowing money have changed over the years.  In the past, if someone needed emergency cash, they would have to seek help from their friends or family.  In some cases, people would go to banks and financial institutions to get the quick cash they needed and would agree to pay interest on top of their loan short term loan amount.

Unfortunately, as the economy has declined, people have found it increasingly difficult to obtain short term loans from their local banks.  Not to mention, the process of obtaining funds from a bank is quite complicated as people must fill out lengthy applications, go through credit screening and even find co-signers.

Now, all of that has changed as people who need emergency cash can take out cash loans, same day loans or payday loans.  These short term loans are great for sudden expenses and are quite easy to obtain. 

If you are currently faced with a financial emergency and need funds as soon as possible, know that millions of people have taken out cash loans to make it till their next paychecks.  Apply now to get your cash loan!

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Continue reading "As the Times have Changed so Too Have Cash Loans" »

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  Montana Supreme Court allows Initiative 164
Posted By ConnectedCommunities
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This month, the Montana Supreme Court has ruled that a proposal to cap interest rates charged on payday loans and title loans will remain on the scheduled November ballot.

Recently, the Supreme Court turned down a request from the Montana Consumer Finance Association and the treasure of the group who are opposing to strike Initiative 164 from the state ballot.  If the ballot is approved by voters throughout Montana, Initiative 164 would cap interest rates charged by lenders at 36%.

With a 4 - 2 vote, the court decided it was appropriate to allow the initiative to appear on the ballot, but made slight revisions to the for-and-against statements and the statement of purpose on the ballot.

Justice Brian Morris wrote, "The attorney general acted within his considerable discretion in drafting the ballot statements and fiscal statements for I-164."

If you are in need of a payday loan, do not hesitate to complete our online application to get the money you need until your next payday.

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  West Virigina Cracks Down on Illegal Payday Loans
Posted By ConnectedCommunities
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In the state of West Virginia, Attorney General Darrell McGraw announced that eight companies would be sued for offering Internet payday loans that were considered illegal.  McGraw is demanding that the companies stop all lending at this time.

A lawsuit that has been filed in Kanawha County Circuit Court also asked the judge to order the companies to give up records of their accounts in the state of West Virginia.  At this time, Attorney McGraw said that all of the companies have refused to cooperate with his investigation.

Usually, payday loans are made for 14 days with interest. In West Virginia, the law prohibits any interest rates that exceed 18% on consumer loans.  McGraw says that the individuals and companies that are being targeted are located in Arizona, Delaware, Florida, South Dakota and California.  Since 2005, he has settled lawsuits with 107 payday lenders who were engaged in illegal practices.

In order to avoid illegal lending and scams, it is advised that consumers work with a trusted company such as ConnectedCommunities.  If you are in need of a payday loan, apply online today to get the emergency funds you need to your next payday.

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Continue reading "West Virigina Cracks Down on Illegal Payday Loans" »

Permalink 
 
  The Benefits of ConnectedCommunities
Posted By ConnectedCommunities
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If you are in need of a same day loan, payday loan or a quick cash loan, ConnectedCommunities is committed to providing you with the financial solutions you need. There are numerous benefits to choosing our company when obtaining a short-term loan.

First, our loan application process and our approval process is very easy and customer oriented.  Whether you are in need of a loan within 24 hours or have bad credit, you will find that our process is expedient and hassle free.

Second, you do not have to appear in person to obtain the funds you need. You can complete an online application to request funds in the privacy and safety of your own home within minutes.

Finally, all of the information that you provide to us will remain safe and secure. You can rest assured that your confidentiality will not be violated.

If you're ready to get your short-term loan, take the time to complete our quick online application and get the money you need today.

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Continue reading "The Benefits of ConnectedCommunities" »

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  Number of Payday Loans Quadruples since 1996
Posted By ConnectedCommunities
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According to Consumer Focus, the number of people that have taken out payday loans has quadrupled since 1996.  The financial watchdog finds this information to be very interesting due to the interest rate on these types of loans.

Now, the organization is asking the industry to introduce safeguards which may protect borrowers.

''Payday loans are a valid form of credit," said Sarah Brooks, head of financial services at Consumer Focus.  She went on to say, "But we do think there needs to be a limit on the number of loans people take out and how many loans they are able to roll over."

According to the group, their research shows that 1.2 million people are taking out at least one payday loan every year.  The group reiterates that for many people, payday loans are a quick and efficient way to obtain much-needed funding and if paid back immediately, Consumer Focus says that this type of lending may be cheaper than paying an overdraft fee or even interest on a credit card.

In need of a payday loan?  Get the money you need by completing our online application today!

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Continue reading "Number of Payday Loans Quadruples since 1996" »

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  Can You Get Payday Loans with Bad Credit?
Posted By ConnectedCommunities
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One of the most commonly questions people have when they are about to apply for payday loans is "Can I get a loan if I have bad credit?"  If this is one of your primary concerns, know that even if you have less than ideal credit, you may still get approved for your payday loan. 

When people apply for loans with traditional lenders, like banks, the lenders will pull their credit scores.  If they have less than perfect credit, chances are that they will not get approved for their loans.

However, when people apply for payday loans with ConnectedCommunities, our network of trusted lenders does not pull credit scores, which means that people can still get approved if they have poor credit.  Additionally, if people can prove that they have stable income and are employed, they improve their chances of getting approved for payday loans.

If you're ready to apply, fill out our payday loan application now.

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  Advance America Closing 47 Loan Centers
Posted By ConnectedCommunities
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In the state of Arizona, Advance America had announced that it would be closing down 47 loan centers.  It also said that it may lay off as many as 100 employees because it cannot afford to operate under the new Arizona laws.

On June 30, legislature expired that allowed loan centers to determine their own interest rates on payday loans.  Unless centers were willing to reduce their interest rates to 36% or less, they would risk going out of business.

According to Advance America's spokesman, Jamie Fulmer, the company cannot afford to operate under the new legislature.  He said, "This is a tough time to be losing your job [and] the government took a hand in losing your job."  When asked about payday loans, he told reporters these loans are, "the simplest, most transparent, most fully disclosed product in the marketplace."

Payday loans are small, 14 day cash loans that incur interest over time.  In order to apply for loans, borrowers must meet certain eligibility accounts and prove that they have steady fixed income.   

Get the money you need quickly by applying for a payday loan online!

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Continue reading "Advance America Closing 47 Loan Centers" »

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  Why Choose ConnectedCommunities?
Posted By ConnectedCommunities
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If you are looking for a cash loan, such as a payday loan or a same day loan, ConnectedCommunities is an excellent choice.  We make it easy for people to get the cash the need as quickly as possible.

With ConnectedCommunities, all people have to do to get cash quickly is fill out a simple application.  This application can be completed online using our completely secure system.  Once applications are submitted, people can relax as we handle the rest. 

ConnectedCommunities uses a network of lenders that are trusted to find the best financial institution to lend our customers the money they need.  With our process, customers get the funds the need as quickly as possible.

If you are in need of immediate financial help, know that 95% of our applicants get approved for loans.  Do not wait to apply online for your cash loan!  Our application is easy and quick to complete.

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Continue reading "Why Choose ConnectedCommunities?" »

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