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  Things to Know About a Cash Advances

Consumers that have credit cards are usually offered a cash advance option. To access cash in advance consumers simply have type in their unique PIN (personal identification number) at an ATM machine.  They are then provided with cash, but may have limits as to how much cash they can withdraw using the cash advance option.

When consumers use the cash advance option, they should know that:

  • They will be charged a cash advance fee which will vary from lender-to-lender.  Usually, the fee is 3 to 5% of the advance.
  • They will be charged interest on their cash advance.  The interest on cash advances is generally a lot higher than the interest applied to credit card purchases.
  • They will not have a grace period.  The interest starts to accumulate once the cash advance is obtained.

Apply online for your cash advance today with ConnectedCommunities and get the money you need within 24 hours or less.  Our online application is easy and takes less than 60 seconds to complete!

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